Elizabeth is an international expert on cultural factors that impact management of risk, and the Managing Director of Kiel Advisory Group. She is a Registered Psychologist with extensive experience in corporate and regulatory roles, as well as insight from 15 years as a strategy and independent adviser diagnosing culture and designing change programs with a range of clients. She has established risk culture internal audit programs for a several major financial institutions, and has led over 30 risk culture audits across Asia-Pacific, Europe and the Americas. She also works directly with regulators globally to develop their supervisory methodologies, and undertake entity-level and industry-wide assessments of culture, behavioural risk and governance. Elizabeth is an active contributor to industry thought leadership, including ‘Culture Audit in Financial Services’ with Dr Roger Miles (Kogan-Page, June 2021). Elizabeth holds a Master of Psychology (Organisational) and a Bachelor of Science (Psychology)(Hons), and is a Member of the Australian Psychological Society.